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Virgin Credit Cards

Virgin dipped its entrepreneurial finger into the financial pie in 1995, offering a range of financial services including loans, credit cards and insurance products.

The Virgin Credit Card offers both balance transfer deals and 0% on purchases (although a fee applies). In addition, Virgin offers discounts on its partner services for all credit card holders, with 10% off Virgin Wines, Holidays and its other financial products.

Virgin also offers two cards alongside its airline partner, Virgin Atlantic. Its Black card gives you a whopping 6,000 miles when you make your first purchase. With 2 miles for every £1 spent on your daily shopping and 4 miles offered for every £1 spent with Virgin Atlantic or Virgin Holidays, it’s easy to clock up enough miles for a free flight. Be aware though, anyone considering this card will need to fork out a £115 annual fee, taking the current APR up to a whopping 37.1%.

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Credit card companyBalance
transfers
rate and period
New
purchases
rate and period
Typical APR More details
& apply
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Virgin Money Credit Card MasterCardVirgin Money Credit Card MasterCard0% PA for 16 months (2.98% fee)0% PA for 6 months Typical 16.6% APR (variable)moreapply
MBNA Platinum VisaMBNA Platinum Visa0% PA until statement date in January 2010 (2.9% fee) 0% PA until statement date in March 2009 Typical 15.9% APR (variable)moreapply
Alliance & Leicester MasterCard/VisaAlliance & Leicester MasterCard/Visa0% PA for 12 months (3% fee)0% PA for 3 months Typical 15.9% APR (variable)moreapply
Halifax All in One MasterCardHalifax All in One MasterCard0% PA for 10 months (3% fee)0% PA for 10 months Typical 15.9% APR (variable)moreapply
Barclaycard Platinum with BT MasterCard/VisaBarclaycard Platinum with BT MasterCard/Visa0% PA for 14 months (2.9% fee)0% PA for 3 months Typical 14.9% APR (variable)moreapply

Other Virgin Credit Card Products

Credit card companyBalance
transfers
rate and period
New
purchases
rate and period
Typical APRLoyalty scheme details More details
& apply
Virgin Money Credit Card MasterCardVirgin Money Credit Card MasterCard0% PA for 16 months (2.98% fee)0% PA for 6 months Typical 16.6% APR (variable)Your Virgin Credit Card gives you instant discounts all over the shop. Get money off your holidays, wine, music, DVDs, car insurance... simply by paying with your Virgin Credit Card.apply
Virgin Money Atlantic Black Amex0% PA for 6 months (2% fee)No introductory rate Typical 37.1% APR (variable)Flying Club Miles - 2 Flying Club Mile per £1 spent. Double miles when card used with Virgin Atlantic and Virgin Holidays. If retail spend of greater than £7.5K pa a companion ticket is earnt for a qualifying flight with Virgin Atlantic. If retail spend of greater than £5K pa a premium upgrade with an economy redemption (max 2 per year) can be made. Allocated on each annapply
Virgin Money Atlantic White AmexVirgin Money Atlantic White Amex0% PA for 6 months (2% fee)No introductory rate Typical 17.9% APR (variable)Flying Club Miles.apply

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